3 Ways Home Insurance Can Protect You During the Holidays

There’s nothing like celebrating the holidays with family and friends. Hosting holiday parties and events can bring you closer to those you love. At the same time, a house full of guests can increase your risk of accidents. Home insurance from BenefitSource Insurance Services, Inc. can protect you against any eventuality this holiday season so you can enjoy festivities to the full. A standard homeowners’ policy can provide you with the following coverage:

Liability Protection

Home-cooked meals and treats help make holiday celebrations special. Too many hands in the kitchen, however, could lead to accidents. Liability insurance protects you against accidental injuries that your guests may sustain while visiting your home. If Aunt Mae burns her hand while roasting the turkey or Grandma Julie lops off part of her finger when chopping veggies, liability insurance will cover their medical costs.  

Contents Protection

Holiday gatherings often include a brood of young children. With cousins, nieces, and nephews of all ages running around, your goods are bound to suffer some damage. Contents coverage helps cover the cost of accidental damage to your belongings, whether it be a broken coffee table or a cracked computer screen. Contents protection can keep you from worrying or getting frustrated over accidental damage little ones may cause.

Dwelling Coverage

If a fire were to break out in your kitchen during the holidays and destroy part of your home, dwelling insurance would help cover repair costs. Kitchen fires are quite common during the holidays due to cooks being distracted when preparing holiday meals. With dwelling insurance, you have the resources you need to rebuild your Aliso Viejo, CA home after a disaster of this nature.  

For quality home insurance at reasonable rates, contact your BenefitSource Insurance Services, Inc. in Aliso Viejo, CA.